If you have ever received an annual dividend announcement from a life insurance company, you are bound to have been presented with a huge number for the millions of dollars of dividends paid in the last year. The message is so positive and re-assuring. In some of these reports, this news takes up as much as the first three quarters of the press release.
Put the flexibility of split dollar to work in your practice.
Split dollar life insurance offers you the potential to help your clients in a variety of ways. Because of that, it’s important for you to have a good grasp of this premium paying arrangement. To make that easier for you, Nationwide has developed a comprehensive guide. We hope you’ll find it to be a valuable resource and will refer back to it often.
ADVISORSERVE presents a new, easy-toimplement “Best Practice” in the wake of the SECURE Act that could be worth millions of dollars to your high net worth clients, and potentially hundreds of thousands of dollars, to your practice. We also offer a valuable Freebie.
Our firm has been presented a number of opinions on indexed life insurance, both favorable and unfavorable. The purpose of this white paper is to sort out some of the claims and present a path forward for advisors who are reviewing, considering, or proposing the use of indexed life insurance for accumulation and future tax-free income
With interest rates at historic lows, this is a great time to loan money to a family trust for the purpose of purchasing life insurance outside of the estate. Banks not required.
A Spousal Lifetime Access Trust (SLAT) is an irrevocable trust created by one spouse for the benefit of the other spouse, usually funded with a life insurance policy on the life of the donor spouse.
2021 tax law changes could create dramatic opportunities to open new client relationships and serve existing clients well. We will highlight some possible changes which advisors need to be prepared to address with sound advice and creative solutions.
Personal trustees of life insurance trusts have a much bigger job than they think. Advisors need to help trustees understand their role and work with them to assure clients that the family is protected.
When an advisor suggests that clients utilize life insurance as part of their charitable giving, two primary things happen. First clients are exposed
to an excellent and affordable way to have a major impact on their favorite charities. Second, the advisor becomes a hero by offering an exciting
solution that can strengthen the relationship between advisor and clients.