Is there something else your clients should consider to address the resulting increase in their estate taxes? The easy answer is, “yes”.
Insurance company ratings are a big deal. So are the ratings you receive as an advisor. How do these two very different types of ratings intersect?
The best advisors pull out all the stops when working for their high-income clients. Consideration of non-qualified plans will make your firm different and exceptional.
The Life Settlement market has delivered to consumers more than $5.6 billion over the cash surrender value.
Many fee-only advisors do not seem to be very big fans of annuities. Annuity contracts are often built with high fees, expensive guarantees, low returns, high surrender charges, and limited use for high-net-worth clients.
The need to review a client’s life insurance is clearly established in the world of comprehensive financial planning. What separates a good advisor from a great advisor can show up in how these reviews are conducted.
A classic strategy becomes one of the best ways to address looming tax reform challenges.
If you have ever received an annual dividend announcement from a life insurance company, you are bound to have been presented with a huge number for the millions of dollars of dividends paid in the last year. The message is so positive and re-assuring. In some of these reports, this news takes up as much as the first three quarters of the press release.
Put the flexibility of split dollar to work in your practice.
Split dollar life insurance offers you the potential to help your clients in a variety of ways. Because of that, it’s important for you to have a good grasp of this premium paying arrangement. To make that easier for you, Nationwide has developed a comprehensive guide. We hope you’ll find it to be a valuable resource and will refer back to it often.