The Life Settlement market has delivered to consumers more than $5.6 billion over the cash surrender value.
Many fee-only advisors do not seem to be very big fans of annuities. Annuity contracts are often built with high fees, expensive guarantees, low returns, high surrender charges, and limited use for high-net-worth clients.
The need to review a client’s life insurance is clearly established in the world of comprehensive financial planning. What separates a good advisor from a great advisor can show up in how these reviews are conducted.
A classic strategy becomes one of the best ways to address looming tax reform challenges.
If you have ever received an annual dividend announcement from a life insurance company, you are bound to have been presented with a huge number for the millions of dollars of dividends paid in the last year. The message is so positive and re-assuring. In some of these reports, this news takes up as much as the first three quarters of the press release.
Put the flexibility of split dollar to work in your practice.
Split dollar life insurance offers you the potential to help your clients in a variety of ways. Because of that, it’s important for you to have a good grasp of this premium paying arrangement. To make that easier for you, Nationwide has developed a comprehensive guide. We hope you’ll find it to be a valuable resource and will refer back to it often.
ADVISORSERVE presents a new, easy-toimplement “Best Practice” in the wake of the SECURE Act that could be worth millions of dollars to your high net worth clients, and potentially hundreds of thousands of dollars, to your practice. We also offer a valuable Freebie.
Our firm has been presented a number of opinions on indexed life insurance, both favorable and unfavorable. The purpose of this white paper is to sort out some of the claims and present a path forward for advisors who are reviewing, considering, or proposing the use of indexed life insurance for accumulation and future tax-free income
With interest rates at historic lows, this is a great time to loan money to a family trust for the purpose of purchasing life insurance outside of the estate. Banks not required.