Serving your clients well includes how you guide them in their insurance needs and choices.
A good audit helps protect you and your clients from owning policies that are mispriced, out of synch with their intended purpose, underfunded, or even no longer needed.
Life Insurance Pricing and Design
When your client needs to acquire new coverage, you want to make sure that your client is buying coverage that is the right type, with the optimal structure, and at a competitive price.
Underwriting Assessment and Advocacy
In many situations, pricing can be significantly impacted by the way a carrier treats a specific medical profile. We can help you discover a client’s insurability and help find those companies which will treat that client’s situation most favorably.
For wealthy clients, premium financing can make tremendous sense. We can help model the transaction, find a lender, and coordinate the coverage.
Both corporations and individuals can take advantage of the tax features of life insurance to help accumulate funds on a potentially favorable basis. When the tax savings are greater than the insurance costs, this can become a winning strategy.
Some advisors would prefer to simply find out what life insurance should cost for a healthy client. Our quote service is quick and simple.